LatestMAS Proposes Quantum-Safe Deadlines: A Plan by 2027, Critical Systems by 2030, Everything by 2034

Cryptography evidenceyour auditor can test.

Qypher finds the keys, certificates and algorithms across your estate that a quantum computer will break, turns them into a signed inventory mapped to IRDAI Control 110, RBI, MAS and the UAE National Encryption Policy, and generates the post‑quantum migration artifacts your team deploys.

Free external quantum-readiness score / about 1-2 minutes / no signup

Scan only domains you own or are authorised to test.

  • Runs in your environment
  • Keys stay in your boundary
  • No LLM in the decision path
Qypher/Sample financial institutionIllustrative data
Cryptographic inventory
6 priority assets · sorted by exposure
Readiness
41 / 100
  • api.payments
    Edge · TLS key exchange
    Staged
  • core-services mesh
    Internal · mTLS
    Mapped
  • customer-vault
    KMS · key wrapping
    Vulnerable
  • swift-gateway
    HSM · signing
    Vulnerable
  • policy-docs
    Code · document signing
    Vulnerable
  • partner-api
    Vendor product · TLS
    Vulnerable
01
3
NIST PQC standards final
FIPS 203 · 204 · 205
02
2030
RSA and ECC deprecated by NIST
NIST IR 8547, final Oct 2026
03
27
Regulatory instruments mapped
13 jurisdictions · IRDAI · RBI · MAS · UAE NEP
04
12
Discovery modules live
External scan + 11 internal agent modules
NIST FIPS 203 · ML-KEMNIST FIPS 204 · ML-DSANIST FIPS 205 · SLH-DSACycloneDX 1.6 CBOMIRDAIRBISEBI CSCRFCERT-InMAS TRMCSA SingaporeUAE NEPCrypto-agilityNIST FIPS 203 · ML-KEMNIST FIPS 204 · ML-DSANIST FIPS 205 · SLH-DSACycloneDX 1.6 CBOMIRDAIRBISEBI CSCRFCERT-InMAS TRMCSA SingaporeUAE NEPCrypto-agility
The threat

The risk is not the quantum computer. It is the years before it.

Encrypted traffic can be recorded today and decrypted later. If your data has to stay secret longer than your migration will take to finish, you are already exposed. And most banks cannot yet say where their RSA and ECC even live.

Harvest now, decrypt later

The exposure window
20262028203020322034203620382040
  • How long your data must stay secret
    KYC, loan files, health and transaction records: 10+ years
  • How long an estate-wide migration takes
    Inventory, prioritise, re-key, re-certify, test: typically years
  • When a quantum computer could break RSA/ECC
    Uncertain. Regulators are planning around 2030 to 2035
Exposure windowData harvested today is still sensitive when it becomes decryptable. No later fix protects it.

Illustrative. Quantum timing is uncertain; the logic holds whenever it lands.

Where cryptography hides in a bank

Sample estate · illustrative
11 / 15
assets need action in this sample estate
Quantum-vulnerable 9Weak today 2Quantum-resistant 2Not inventoried 2
Edge & TLS
Internal services
Code & libraries
Keys & HSMs
Vendors & partners
Hover or tab through any asset to see why it is flagged.
The first move is well understood

Build the inventory, then move key exchange on your longest-lived data flows to hybrid ML-KEM. The standards are final, the order of work is known, and every regulator asks for the same first step: a cryptographic inventory.

How a CBOM works

The threat is future. The deadline is now.

Migration takes years, harvesting is happening today, and most organizations haven't started. The math of "start now" is not optional.

"

"We believe cryptographically relevant quantum computers could arrive sooner than previously expected, and the work required to prepare is significant so organizations need to start now."

Mark Russinovich, CTO of Microsoft Azure, Microsoft Security blog (30 June 2026)

2029
Microsoft, Google and Cloudflare’s own PQC completion target
Company announcements, 2026
0%
of enterprises cannot name who leads their PQC migration
Axiad, Aug 2026
0%
have deployed quantum-safe or hybrid crypto at scale
DigiCert Quantum Readiness Outlook, 2026
Live deadline

Until Singapore CII owners, including major banks, are expected to file a quantum-safe migration plan.

CSA Quantum-Safe Handbook · 31 Mar 2027

141
days
:
02
hrs
:
41
min
:
01
sec

The largest cryptographic migration in computing history.

Microsoft, Google, and Cloudflare have all set 2029 as their own post-quantum completion target. Most of the human web traffic Cloudflare serves already uses post-quantum key agreement. The platforms have moved. Most banks have not started.

2030

First Regulatory Cliff

NIST IR 8547, final since October 2026, deprecates all quantum-vulnerable public-key algorithms such as RSA and ECC after 2030 and disallows them after 2035. The EU targets high-risk systems by 2030; US federal key exchange is due the same year.

0%

Never Tested Their Edge

51% of enterprises have never formally assessed whether their public-facing infrastructure supports post-quantum key exchange (Axiad, Aug 2026). Most do not know their own starting point.

Shor

Breaks All of Today’s Public-Key Crypto

RSA, ECDSA, ECDH and Diffie-Hellman all fall to Shor’s algorithm on a large enough quantum computer, at any key size. Bigger keys do not help.

"Most organizations have no clear picture of where cryptography exists across their applications, infrastructure, legacy systems and data flows. Data being harvested today does not wait for compliance timelines."

Simon Pamplin, CTO at Certes - TheNewStack, July 2026

Organizations already moving to quantum-safe

Google (Chrome, Android 17)
Cloudflare (majority of traffic)
Apple (iMessage PQ3)
Signal (PQXDH protocol)
Microsoft (Azure, Windows)
AWS (KMS, TLS)
IBM (z/OS, Cloud)
JPMorgan (internal systems)
HSBC (quantum program)
DBS, OCBC, UOB (MAS quantum sandbox)
Palo Alto Networks
Cisco Systems

The leaders have started. Yet Deloitte estimates only 10-15% of large Indian enterprises have even begun structuring post-quantum readiness assessments (Economic Times, Aug 2026). That is the gap Qypher is built for.

Finding broken cryptography is the easy part. Replacing it is the work.

RSA-2048
ECDSA-P256
3DES
agent
ML-KEM-768FIPS 203
ML-DSA-65FIPS 204
AES-256safe

Quantum-vulnerable → NIST post-quantum · generated artifacts, not just recommendations

  1. 01

    It hands you the fix, not just the finding

    Most tools stop at a findings list. Qypher also produces the replacement: ML-DSA keys and certificates, CSRs and hybrid X25519 + ML-KEM TLS configs, staged for your team to push through change control. Applying them with your approval is what we are building next.

  2. 02

    It runs in your environment

    On the hosted platform, the agent scans inside your environment and the keys it generates for migration stay there; Qypher receives findings, not keys. Self-hosted and air-gapped modes are available when the whole platform has to sit inside your boundary.

  3. 03

    It maps to your regulators

    Each finding is tagged with the rule it touches: IRDAI, RBI, SEBI CSCRF, CERT-In, MAS, CSA, the UAE National Encryption Policy, NIST. An insurer or bank in Mumbai, Singapore and Dubai gets one inventory with three regulator views.

Discover. Score. Plan. Execute. Govern.

The best tools stop at a plan and hand it to your team. Qypher hands you the working migration artifacts, and is building toward carrying out the change with your approval.

STEP 01Live

See the certificates, algorithms and keys you run

Scanners and agents build a Cryptographic Bill of Materials (CBOM) across external, internal, cloud, code, and vendor systems - so quantum-vulnerable cryptography stops hiding in plain sight.

OUT → signed CBOM (CycloneDX 1.6)
> qypher discover --scope full-estate
agents mapping external + internal + cloud...
✓ 23 domains · 184 crypto assets
✓ CBOM serialised · CycloneDX 1.6

Product screens are illustrative · Execute & Govern in active development

Most tools hand you a to-do list. Qypher hands you the fix.

Scan-and-report tools stop at a plan and never touch production - by design. Qypher already generates the migration artifacts, and is building agents that carry out the change. When execution ships it will be opt-in, and your keys never leave your environment.

Your environmentKeys stay here
  • Your cryptographic estate & production keys
  • Run the agent in your environment, or self-host the platform
  • You set the mode, scopes, and guardrails
  • Keys never leave your boundary
opt-in
Qypher agents · OrchestratedBuilding
You approve every change
01
Agent proposes a change
partner.example.in · RSA-1024 → ML-KEM
02
You review the blast radius
impact simulated before anything runs
03
You approve
one click, or reject and re-queue
04
Agent executes + verifies
rolled out, then re-scanned

Trust boundary - Qypher reads, plans and generates artifacts inside your environment. When execution ships, it will act only with your permission. Your keys never leave your boundary. Execution engine in active development.

Edge to mainframe. Inventoried.

Quantum-vulnerable cryptography hides in every layer. Today the external scanner covers the public edge, and the internal agent reads code (including mobile, mainframe and HSM integration code), IaC, cloud, binaries, JARs and container images, keystores, databases and Kubernetes. A CI/CD gate blocks new vulnerable crypto at merge.

ExternalTLS · APIsInternalmesh · queuesCloudKMS · LBsCI/CD & codehardcoded cryptoVendorspartner linksCerts & keyskeystores · CAsAGENT

One agent · six layers · one inventory · illustrative

External Endpoints

Public-facing websites, APIs, payment gateways, partner portals

Internal Services

Microservices, databases, message queues, internal APIs

Cloud Infrastructure

AWS, Azure, GCP. Load balancers, CDNs, serverless functions

Certificates & Keys

TLS certificates, signing keys, CA chains, key stores

Vendor Integrations

Third-party APIs, SaaS connections, payment processors

CI/CD & Code

Build pipelines, container images, hardcoded crypto in source

Four markets mapped today. The rest tracked.

Findings are mapped to India, Singapore, UAE and US requirements today, because that is where the institutions we work with as design partners are regulated. We track the rest so you can see where each deadline sits. Status shows the strongest instrument that exists now, which is not always binding on banks.

Mandatory
Active
Advisory
IN

India

Mapped
Active
  • DST/NQM roadmap (CII 2027-29)
  • IRDAI Cyber Security Guidelines 2026
  • RBI Q-SAFE committee (May 2026)
  • SEBI CSCRF
  • CERT-In SBOM / CBOM guidelines
SG

Singapore

Mapped
Active
  • CSA Quantum-Safe Handbook v1.0
  • MAS advisory MAS/TCRS/2024/01
  • MAS TRM Guidelines
  • MAS draft circular P019-2026 (consultation)
AE

UAE / Gulf

Mapped
Mandatory
  • UAE National Encryption Policy
  • National Crypto Discovery Tool
  • CBUAE (sector rule pending)
  • SAMA quantum circular (Saudi, Aug 2026; being added)
US

United States

Mapped
Mandatory
  • NIST FIPS 203 / 204 / 205
  • EO 14412 + OMB M-26-15
  • CNSA 2.0
  • NIST IR 8547 (final, Oct 2026)
EU

European Union

Active
  • EU Coordinated PQC Roadmap
  • DORA (financial entities)
  • ESAs autumn 2026 risk update
  • NIS2
UK

United Kingdom

Advisory
  • NCSC PQC migration timelines
  • FCA / PRA operational resilience
G7

G7 finance

Advisory
  • G7 Cyber Expert Group roadmap (Jan 2026)
  • Six phases to 2035
CH·DE·FR

Europe (national)

Advisory
  • FINMA Guidance 05/2026 (Switzerland)
  • Germany national PQC guideline (Oct 2026)
  • ANSSI hybrid guidance (France)
CA

Canada

Advisory
  • CCCS PQC roadmap
  • Federal planning milestone (2026)
AU

Australia

Advisory
  • ASD PQC guidance
  • APRA CPS 234
JP

Japan

Advisory
  • CRYPTREC PQC evaluation
  • FSA cyber guidelines
KR

South Korea

Advisory
  • KpqC national PQC programme

Mapped = findings map to this jurisdiction in Qypher today. Others are tracked for reference. Last reviewed 9 Nov 2026.

One transition. Every market, one window.

The world's regulators and largest platforms have converged on the same window. Discovery has to start years before the disallowance date - because migration is measured in years, not months.

2026India · European Union

India insurers inventory · EU transition begins

IRDAI's 2026 guidelines ask Indian insurers to keep an up-to-date cryptographic inventory for post-quantum readiness. The EU coordinated roadmap asks member states to begin the transition by end-2026, and EU supervisors named quantum a key risk in September.

2027Singapore · Switzerland · India · US

Singapore plans · Swiss roadmaps · India CII

Singapore CII owners, including major banks, file a quantum-safe migration plan with CSA by 31 Mar 2027, and MAS proposes that every financial institution have one by end-2027. FINMA recommends PQC roadmaps from Swiss banks and insurers by mid-2027, under a board-adopted strategy. India's DST roadmap asks CII to lay foundations by Dec 2027 (advisory). US CNSA 2.0 applies to new national-security acquisitions.

2029India · Industry

India CII quantum-safe · Big Tech

India's DST roadmap targets full PQC adoption for Critical Information Infrastructure by Dec 2029. Microsoft, Google and Cloudflare target their own completion the same year.

2030US · Singapore · EU

US federal key exchange · Singapore critical · EU high-risk

EO 14412: US federal key establishment on PQC by 31 Dec 2030. MAS proposes Singapore FIs migrate critical systems by the same date. The EU targets high-risk systems by end-2030. NIST IR 8547 (final, Oct 2026) deprecates all quantum-vulnerable public-key algorithms after 2030.

2031Singapore · US

Singapore CII complete · US signatures

CSA milestone: vulnerable cryptography no longer in use across Singapore CII by 31 Dec 2031. EO 14412: US federal digital signatures on PQC, and NSA CNSA 2.0 mandated for national-security systems, by the same date.

2035Global anchor

Proposed end-state

NIST IR 8547 (final, Oct 2026) disallows quantum-vulnerable public-key cryptography after 2035. The G7 finance roadmap and UK NCSC both aim to complete migration by 2035.

Sources: NIST IR 8547 · US EO 14412 (Jun 2026) · NSA CNSA 2.0 · EU Coordinated PQC Roadmap · India DST/NQM roadmap · public vendor commitments.

Questions, answered.

What Qypher does, how the migration works, and how post-quantum readiness fits together.

Qypher's scanners and agents find the cryptography across your infrastructure - external endpoints, internal services, cloud, code, and vendor integrations - score each one for quantum exposure, generate a regulator-ready Cryptographic Bill of Materials (CBOM), produce a prioritised migration plan, and generate the actual migration artifacts - PQC keys, certificates, CSRs, and hybrid-TLS configurations - staged in your environment for your team to deploy. Orchestrated execution, where Qypher makes the change with your approval and rolls back on failure, is what we are building next.

See where you stand on quantum risk.

Share your domain and we'll run a quantum-exposure assessment with you - surfacing vulnerable cryptography and a prioritised path to fix it. No cost, no commitment.

No cost, no signup. We follow up to run it with you. Scan only domains you own or are authorised to test.

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